Under traditional check processing procedures, you’ll not generally be held accountable for re re payments you did not authorize. The law that is apppcable a state legislation called the Uniform Commercial Code (UCC). Your precise liberties, how long you must register a claim, while the means you can easily register a claim, may vary dependent on the way the UCC had been used when you look at the state that is relevant.

The UCC additionally apppes if your substitute check is included, but therefore does the Check 21 Act. Check always 21 offers up an unique refund called an “expedited recredit” that apppes only if you received an alternative check.Read More